Hit and Run Accidents: Your Options for Recovery

A hit and run accident can leave you feeling helpless and frustrated. When the responsible driver flees the scene, you might think there's no way to recover compensation for your injuries and damages. However, there are several avenues available to you, and understanding your options is the first step toward recovery.

What to Do Immediately After a Hit and Run

If possible, try to note any details about the fleeing vehicle — make, model, color, license plate number, or any distinguishing features. Call 911 immediately and file a police report. Look for witnesses who may have seen the accident and can provide information. Check for nearby security cameras that may have captured the incident.

Uninsured Motorist Coverage

If you carry uninsured motorist (UM) coverage on your auto insurance policy, this is typically your primary source of compensation after a hit and run. UM coverage is designed to protect you when the at-fault driver cannot be identified or doesn't have insurance. Many states require drivers to carry UM coverage.

Other Recovery Options

Beyond UM coverage, you may be able to pursue compensation through personal injury protection (PIP) or medical payments coverage on your own policy, crime victim compensation programs offered by many states, civil lawsuits if the hit and run driver is later identified, and health insurance for medical expenses.

The Importance of Acting Quickly

Time is critical in hit and run cases. Evidence can disappear quickly — surveillance footage may be overwritten, witnesses may forget details, and physical evidence at the scene may be cleaned up. Filing a police report immediately and consulting with an attorney can help preserve important evidence for your case.